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A Few Tips to Save on Your Teen Driver’s Insurance Premiums!

July 21, 2010 Leave a comment

Insurance companies don’t exactly welcome young drivers with open arms; instead, they tend to greet new drivers with something more unwarranted like a chokehold.

The statistics confirm that young drivers, especially those under the age of twenty, are more likely to be involved in an automotive accident and therefore the insurance companies have deemed them ‘risky’.

As we all know, the term ‘risky’ is accompanied with high premiums, less forgiveness and lower tolerance.

At Al Bourdeau, we work hard to lower premiums and help young drivers to better afford their insurance.

There are a variety of ways that teenage driver cans lower their premiums.

First, most insurance companies will reward young drivers with high academic excellence by decreasing their premium. Students with high academic performance are viewed as responsible, and academically responsible students are assumed to be more conscientious on the road.

Driving a low maintenance car, those with smaller engines, 4 doors, and generally older in age, will help to decrease a premium. The installation of anti-theft and safety systems will also help to lower premiums.

Lastly, the participation in defensive driving courses can also help young drivers receive discounts on their premiums.

For more information contact Al Bourdeau Insurance Agency. Al Bourdeau Insurance Agency – Saving you money one policy at a time!

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The top five auto discounts that people forget to request!

July 13, 2010 Leave a comment

The top five auto discounts that people forget to request!

There are many policy discounts that are overlooked but could save you bundles of money! Have you heard about our:

Multi Policy Discount – If you have more than one policy with the same company you may qualify for the multi-policy discount and save as much as 25% on your premium!!

Group Discount – If you are a member of a group such as an alumni association, a federal credit union, teacher’s association, AARP, CPAs, etc., you could be eligible for the group policy discount!

Paid-in-full Discount – With many of our companies, if you pay your policy in full (usually 6 months or a year) you’ll receive a substantial paid-in-full discount!

Loss-Free Discount – Many companies offer a Loss-free discount (up to 15%) that rewards its customers that have not had any losses in the last 3 to 5 years!

Good Student or Distant Student Discount – Some companies reward discounts to students with high academic performance or offer discounts to students that attend school more than 100 miles away from home.

Call Al Bourdeau Insurance Agency today to review your policies and learn if you’re eligible for any of these discounts!

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