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It appears that on 12/16/2010 a new law went into effect that allows for you to take a driver improvement class to have a moving violation kept off your driving record! It doesn’t look like you can erase old tickets, but a new (minor) violation might be fixable. Read more on the blog for some of the details from the new law and a link so you can read it yourself!

January 4, 2011 Leave a comment

Here’s what appears to be the crux of the law:

  • Sec. 320d.    ….    the secretary of state shall not enter the points corresponding to a moving violation committed by an individual …  on the individual’s driving record or make information concerning that violation available to any insurance company if the individual attends and successfully completes a basic driver improvement course ….  within 60 days ….

Now those dot-dot-dots up there create all kinds of “exceptions” and “conditions” to when this can all happen. For one, the violation has to be minor, like 3 pts or less.  You have to have a relatively clean driving record.  It was the only ticket received for that incident. You’ve never done the driver improvement course before. Etc. When you add it all up all the conditions, it might look like your chances of benefiting from the law are small or that it’s too complicated.

Well here’s some food for thought.

First, the law seems to require that Secretary of State to advise you that you are eligible to get the ticket erased. So it doesn’t look like you have to worry about all these conditions.

Second, the insurance cost associated with getting a ticket can be STEEP. If you do have the chance to erase one, it is going to be worth it. Tickets add cost to you insurance for 3-5 years!

Lastly, young drivers tend to be the worst drivers and are therefore the most expensive to insure. If you are or have a young driver, and that young driver is ticketed, cross your fingers that you get a chance to erase it under this law.

I’m not sure how much of an impact this law will have in the end, but knowing about it might prompt you to act when this bad news comes to you.  And in the end, a little extra drivers education can only help. It’s really about safety when it all comes down to it.

Read the actual law at the link below:

http://www.legislature.mi.gov/documents/2009-2010/publicact/pdf/2010-PA-0289.pdf

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Categories: Money Saving Tips