Archive for the ‘Entertaining Claims’ Category

iPhone plunges to death from hot air balloon

August 17, 2010 Leave a comment

Admittedly, “plunges to death” might be a little dramatic, but that is apparently but one example of the many unusual iPhone claims reported to U.K. gadget insurer ProtectYourBubble.   If you ask me, these explanations could just as easily have been offered up by kids as reasons for not turning in their homework assignments. I guess we just never grow up!

The top 10 most bizarre iPhone Claims from ProtectYourBubble:

1. I dropped it from a hot air balloon
2. I lost it while skydiving
3. It broke when my son used it as a table tennis racket
4. I lost it while building a sand castle for the kids
5. I accidentally buried it in the garden
6. It fell into the kettle
7. I dropped it in a food blender
8. My dog chewed it to pieces
9. Juice from a defrosting piece of meat leaked into it
10. It flew out of the car window

We do get frequent calls asking for gadgets like iPhone, and similar devices to be added to the homeowners policy. Sometimes this can be done. The cell phone providers often offer insurance plans at the time of purchase, but other less expensive alternatives exist. One thing to consider is that replacing a phone can be costly. For example, where you might pay $299 for a new iPhone4 with a two-year contract, you might need to pay the full retail price of $599 or $699 to replace a phone in the middle of the contract.

It’s at least worth reading about your options.

Of course, having us look at your home and auto insurance could save you enough to buy that new iPhone. Food for thought!

Categories: Entertaining Claims

Funny Claims – “A pedestrian hit me and went under my car!”

July 27, 2010 Leave a comment

When reporting a claim, it is imperative to choose the correct wording. Usage of ill-described claims can result in uncontrollable laughter of the claims staff. When notifying your insurance company of a claim, make sure you aren’t ambiguous or unclear like these fellow citizens!

These are alleged claims that were reported to insurance companies around the world. For your enjoyment, we present: Claims – Choose Your Words Wisely!

  • “I was thrown from my car as it left the road. I was later found in a ditch by some stray cows.”
  • “The accident occurred when I was trying to bring my car out of a skid by steering it into another car.”
  • “I had been learning to drive with power steering. I turned the wheel to what I thought was enough and found myself in a different direction going the opposite way.”
  • “I had been driving for 40 years when I fell asleep as the wheel and had an accident.”
  • “A pedestrian hit me and went under my car.”
  • “The car in front of me hit the pedestrian but he got up so I hit him again.”
  • “The guy was all over the road. I had to swerve a number of times before I hit him.”
  • “An invisible car came out of nowhere, struck my car and vanished.”
  • “As I approached an intersection a sign suddenly appeared in a place where no stop sign had ever appeared before. I was unable to stop in time to avoid the accident.”
Categories: Entertaining Claims


A claimant who had collided with a cow was filling out a claim form to report the accident to his insurance company. The following questions and answers were taken directly from his form:

Question: What Warning was giving by you?

Answer: Horn.

Question: What warning was given by the other party?

Answer: Moo.

Categories: Entertaining Claims